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Education-to-Equity

Smart moves in lending. Straight talk on rates. Your path home starts here.

Welcome to Forty Acres Lending

Welcome to Forty Acres Lending, where your homeownership dreams meet decades of expertise. As a family-owned business with over 25 years of experience and more than $750 million in funded loans, we understand that choosing a mortgage partner is one of the most important decisions you’ll make. Our deep-rooted commitment to southwestern values and modern lending solutions has helped over 1,800 families find their perfect path to homeownership across Texas and Colorado.

In today’s fast-paced real estate market, you need a lender who can keep up. That’s why we’ve developed our Easy-Offer process with 4-hour pre-approvals, giving you the competitive edge needed to secure your dream home. We pride ourselves on offering flexible lending solutions tailored to your unique situation, because we understand that every homebuyer’s journey is different. Whether you’re a first-time homebuyer, moving up, or downsizing, our team provides personalized attention and innovative solutions at every step.

Our commitment to honesty, integrity, and competence isn’t just a promise – it’s how we’ve built our reputation. We focus on securing the lowest possible interest rates and closing costs while providing clear, straightforward guidance throughout your lending journey. Ready to experience a different kind of mortgage service? Connect with us today and discover why so many families across Texas and Colorado trust Forty Acres Lending with their homeownership dreams.

Client Resources

Surf our website to learn about our company, see our loan programs, and request a free consultation.

Mortgage Calculator
Look at different scenarios with our calculators.
Learning Center
Read through the articles to help you learn more about the mortgage process.
Loan Programs
Familiarize yourself with some of the loan programs we offer.
Quote Request
Request a no obligation quote with no credit check required.
No Obligation.
No Credit Check.

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

5Stars
Our clients are the foundation of our success.

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Client reviews from around the internet.

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